WEFOUNDThe Country House


I was driving into work today when the idea came to me for this article.  Why does it have to be so difficult to achieve the life so many of us would love to live?  There are no simple answers to our reasons, but we need to face them head on.  Since I don’t like to focus on the negatives too much, my next post will be on some of the possible solutions and approaches to overcome these barriers.

One of the largest hurdles for people wanting to live in a Tiny House is access to land.  Land is expensive, in growing short supply and people want a balance of having land and being close to city or town centers where they can access services, entertainment and employment.  These things are often in conflict with each other.  The closer to the city center, the smaller and more expensive the lots.  To have a Tiny House, you don’t need much land for the actual house, but you do need enough to be able to obscure the house from prying eyes in order to fly under the radar of code enforcement and curmudgeons.

At this point, banks don’t feel that Tiny Houses are a viable option because they don’t have a good resale value.  This means their loan isn’t secured with collateral.  It is this dynamic that means for us to get access to loans, we need to get creative.  Some borrow from a family member, some save up years to pay with cash, others use credit cards and carry a balance.  There isn’t a good answer in this area yet, it’s a tough problem to crack.

Escape to South Australia’s prestigious Barossa Valley and enjoy hosted
bed and breakfast accommodation within a historic winery setting.

I was driving into work today when the idea came to me for this article.  Why does it have to be so difficult to achieve the life so many of us would love to live?  There are no simple answers to our reasons, but we need to face them head on.  Since I don’t like to focus on the negatives too much, my next post will be on some of the possible solutions and approaches to overcome these barriers.

One of the largest hurdles for people wanting to live in a Tiny House is access to land.  Land is expensive, in growing short supply and people want a balance of having land and being close to city or town centers where they can access services, entertainment and employment.  These things are often in conflict with each other.  The closer to the city center, the smaller and more expensive the lots.  To have a Tiny House, you don’t need much land for the actual house, but you do need enough to be able to obscure the house from prying eyes in order to fly under the radar of code enforcement and curmudgeons.

At this point, banks don’t feel that Tiny Houses are a viable option because they don’t have a good resale value.  This means their loan isn’t secured with collateral.  It is this dynamic that means for us to get access to loans, we need to get creative.  Some borrow from a family member, some save up years to pay with cash, others use credit cards and carry a balance.  There isn’t a good answer in this area yet, it’s a tough problem to crack.


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